Thursday, January 19, 2023As you looked at that title, did you think, “There is no way I need this type of insurance?” After all, you aren't in the medical field or another field that keeps private information. Or are you? Ask yourself these questions: 1. Do you store non-public information about employees? READ MORE >>
Thursday, December 29, 2022Driving is a skill that requires a lot of practice and experience. As with any skilled activity, you can't get good at it without actually getting out there and doing it. The most dangerous period for all drivers is just after getting their driver's license when they start driving on their own. READ MORE >>
Friday, October 21, 2022Liability is a complicated subject for most people. Unless you're a lawyer or you work for an insurance company, it's not always clear whose fault an accident is. You may have heard of general liability insurance. This is a vague term that broadly encompasses a variety of situations. READ MORE >>
Tuesday, September 27, 2022Working in real estate takes effort, but the results are often very rewarding. However, many agents and brokers forget that they need an additional layer of insurance due to the unusual amount of risk associated with their industry. Here are three reasons why real estate agents need a business owner's policy (BOP). READ MORE >>
Friday, August 12, 2022A business owner's policy is your one-stop resource for effective insurance coverage. Because your BOP combines general liability and business property coverage, it’s both efficient and valuable. Still, how can you make it worth the price? To get the most out of this coverage, focus on price efficiency. READ MORE >>
Wednesday, July 27, 2022If someone gets hurt or their property gets damaged while in your home or as a result of your actions, you can be held liable for paying for the resulting bills. Paying for a friend’s new phone after your dog chewed up the old one may not be a detrimental expense, but paying for the medical bills after a guest slips on your icy walkway may cost thousands. READ MORE >>
Tuesday, June 28, 2022When you buy car insurance, you must specify your occupation. This isn't for marketing. And it isn’t just your auto insurance company being nosy. Different jobs have different rates of accidents. So, your rate may vary based on your job. Why Does Your Job Affect Your Auto Insurance Rates? READ MORE >>
Monday, April 25, 2022 You never want a customer to experience a problem with your business services. However, there is no guarantee that they won’t. And, if someone experiences a problem in the business, then they might blame you for the problem. That’s why you likely need liability insurance. READ MORE >>
Monday, March 21, 2022Owning, operating and maintaining a small business is tough. Fortunately, you have a lot of resources available. If you’ve worked hard, have invested properly and are ready for a higher degree of protection, consider picking up a business owner’s policy—or, as it’s commonly called, a BOP. READ MORE >>
Tuesday, February 15, 2022Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>
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